Connect cash.
Money moves between your bank accounts and digital assets in seconds, at any hour.
The financial infrastructure company solving interoperability
Connect cash. Free up collateral.
Traditional finance is connecting to on-chain finance.
Frame connects them. Move money between banks, settlement networks, payment rails, stablecoins and tokenized deposits in seconds, at any hour. Nothing you run gets replaced.
Your books and your keys stay with you.
Four ways Frame helps your business
A record you can check.
Every movement is signed. Your auditor or counterparty checks it on their own machine.
Free up collateral.
Hold less money in advance. Put idle cash and collateral to work.
Keep control.
One integration for any rail. Your rules run on every movement, and custody stays with you.
Free up collateral
Put idle cash and collateral to work.
Cash sits in accounts paid in advance and collateral waits for the cash to arrive. Banks borrow during the day to cover the hours between “sent” and “received”.
Frame closes that gap. The receiving side checks a signed record instead of waiting, so you can hold less in reserve and use more of what you have.
Talk to us about freeing up collateral- 01
Less intraday funding.
Your counterparty checks a signed receipt the moment your books change. The gap you borrow to cover gets shorter.
- 02
Less money paid in advance.
Move money into a market when the payment is due, at any hour, instead of parking cash there first.
- 03
Collateral that moves.
Move cash and collateral between your own entities and ledgers in seconds, when the margin call arrives.
- 04
Fund only the net.
Offset what your entities owe each other and fund the difference. The gross record stays intact.
The Frame product family
One Frame.
Four products.
Connect cash and free up collateral, with your rules on every movement and a signed record others can check.
- 01Move
Settle Connect cash across bank deposits, stablecoins and regular money.
Connect the instruction, your systems’ execution and the reported result in one workflow. Each institution posts its own ledger entries and keeps control of its execution.
- One integration for any rail
- Your systems move the money
- Your ledger stays in control
- 02CheckRules
Your policy, enforced before money moves.
Rules checks instructions inside your instance, under keys you hold. Your risk management controls supply signed verdicts. A failed check stops release; an unavailable gate pauses it.- Policy at the release step
- Customer-controlled keys
- Included in every deployment
- 03ProveProof
A signed record of what moved and why, checkable by others.
Give the recipient a signed record of the instruction, decision and reported result. They check it on their own machine using
Verify , without a call to Frame or a login to your systems.- Signed decision records
- Refusals included
- Verify included
- 04ReleaseNetting
Free up cash tied up across your group.
Prove a position against the cash on your own books. Net obligations between entities, let your systems pay what remains, and preserve the gross record for tax reporting.
- Group treasury
- Net obligations, pay the remainder
- Preserve the underlying record
One Frame.
The tools are included.
- API
- Connect Frame to your systems.
- Console
- Work with your instance and its records.
- Verify
- Check the evidence on your own machine.
Start with Frame
Start with two of your own entities or ledgers. Add counterparties when you are ready.
Talk to usYour infrastructure. New possibilities.
Connect your existing systems to digital finance.
Keep the infrastructure you trust. Add policy before release and signed evidence of the reported outcome, while your platforms execute.
The film could not load. Read the complete workflow below, or open the video.
- 01
Keep your infrastructure.
Start with the systems, accounts and connections you already use.
- 02
Check your policy.
Frame Rules checks the instruction before release.
- 03
Your platforms execute.
Your systems execute and report the entries on your books.
- 04
Keep the evidence connected.
Frame Proof links the decision and reported outcome.
Illustrative transfer between accounts within one institution. Your platforms execute and report the entries.
Talk to usRead the full workflow
Frame adds a policy decision before release and signed evidence of the reported outcome to existing customer settlement infrastructure. Customer platforms execute and retain their books and keys. This illustrative workflow takes place within one institution. The film is silent. It follows an instruction from an operating account to a treasury account. An approval is required and received; release is then permitted. Customer execution subsequently reports a debit, a credit, and a ledger update. Frame Proof links the instruction, policy decision, and reported result in one signed receipt. The final wide view retains the completed operational details. Frame Rules supplies the policy decision; Frame Proof connects the instruction, decision and reported outcome.
Open the filmWhere Frame fits
Start with what
you want to improve.
Connect digital finance to the work your business already does.
Connecting cash
The asset moves in seconds. Now the cash can too.
Tokenized securities, collateral and fund shares move in seconds. The cash still moves over wire, ACH or a depository’s cash platform a day or two later. In that gap the cash sits idle, and each side carries the risk that the other won’t pay.
Frame connects the cash as a tokenized deposit, a regulated payment token or a regular payment, under your brand and inside your own regulatory perimeter. Where the asset and the cash sit on the same ledger, both move in one step.
One trade, completed in one step, with a record both sides can check.
Both-or-neither delivery applies where the asset and cash share a configured venue.
Talk to us
Across networks, 24/7
Connect the networks that can’t see each other.
Your tokenized deposits sit with one bank and your money market fund with another, with regular payment rails in between. Each network keeps its own ledger and its own rules, and nobody will open their ledger to the others.
Each institution checks its own policy under its own keys, then gives the other side a receipt it verifies on its own machine. Nobody shows their books, and value can move at 6pm on a Friday or on a Sunday.
A record every network can check for itself.
Talk to us
Treasury & cash management
Fund the net. Put the rest to work.
Moving cash for every obligation ties up funding across your group. Finance still needs to account for each underlying amount.
Offset eligible obligations, fund the remaining balance and keep the original records. Start with the entities, accounts and settlement window that matter to your treasury team.
Fund the balance. Keep the full picture.
Talk to us
Payments & payouts
Pay out in every market without parking cash there first.
Paying out in many markets usually means parking cash in each one in advance. Your clients also want to use new forms of money, and you still need your existing accounts and controls.
Connect the instruction, your checks and the results across your banking and digital-money connections. Move the money when the payment is due and keep a record both sides can inspect.
Existing systems. Less cash sitting idle.
Talk to usBuilt for your risk committee
Nobody new holds
your money.
It is the first thing a risk committee asks about any new way of moving money, and the question that stalls most projects.
- 01
Frame holds no money.
Your cash never touches Frame’s balance sheet. There is no Frame counterparty exposure for your risk committee to assess.
- 02
Frame can’t read your rules.
Your rules run inside your own instance, under keys you hold. Frame cannot see your policies or your limits.
- 03
Start inside your own walls.
Frame works for one institution on its own. Begin with two of your entities or ledgers, then bring in counterparties when you choose.
- 04
Evidence your auditor can use.
Every movement carries a signed record of the instruction, the policy that applied and the result. Your auditor checks it without logging in to your systems.
Industries
Your world.
A clearer way to move money.
Different businesses. Different obligations. See where Frame fits in the work your team already does.
Frame for Banks & FIs Scope a bank workflow
Connect new forms of money to the systems you already run.
A client may hold one form of money and need a payment or position in another. Start with the accounts, providers and controls your bank already uses.
Your team's task
Define the source, destination and providers for a bank-money or digital-money workflow.
With Frame
Connect the configured instruction, supplied conversion terms, policy and reported results. Your institution retains custody and execution.
What we can explore
Map a stablecoin or tokenized deposit workflow against your existing accounts and controls. Identify the connections and conversion arrangements to validate.
Evidence your team can use
Talk to us The instruction, governing policy, agreed terms and results reported by connected providers.
Cross-bank corridors work through configured connections. Digital-money connections require scoping.
Explore this industry
Frame for PSPs & processors See a payout allocation
Keep payout instructions, approvals and outcomes connected.
Merchant obligations can span several destinations and providers. Operations needs to follow the approved allocation through to each reported result.
Your team's task
Distribute a known amount across approved accounts and providers.
With Frame
Govern the allocation before release and connect the results your providers report to the original instruction.
What we can explore
Walk through one allocation, the checks before release and the provider results your operations team needs to follow.
Evidence your team can use
Talk to us The payout instruction, destination allocation, policy decision and reported outcomes.
Subject to your integrations, funding and policy. Frame does not supply the payout network or liquidity.
Explore this industry
Frame for Remittance & FX See the payment workflow
Keep the agreed rate attached to every payment.
The quote, funding source and destination must describe the same payment. Your team needs to follow the agreed rate and amounts through to the reported outcome.
Your team's task
Connect your provider’s quote, source amount and destination requirements.
With Frame
Bind the supplied conversion terms to the instruction and policy decision, then retain the outcomes reported for each leg.
What we can explore
Trace a supplied quote through the agreed amounts and rate, the instruction and the reported payment results.
Evidence your team can use
Talk to us The agreed rate, currency amounts, instruction, authority and reported outcomes.
Subject to configured providers, funding and policy. Frame does not provide FX liquidity. Cross-bank corridors work through configured connections.
Explore this industry
Frame for Corporates & treasury Try the netting example
Fund what your group owes after netting.
Reciprocal obligations can offset the amount your group needs to fund. Finance still needs the gross detail for reconciliation and reporting.
Your team's task
Identify eligible obligations, available liquidity and the settlement window.
With Frame
Calculate the eligible net result, let your systems pay the residual and preserve the underlying gross record.
What we can explore
Work through illustrative obligations and inspect both the net funding requirement and the original gross record.
Evidence your team can use
Talk to us The original obligations and net result, with the detail needed to reconcile them.
Eligibility, currency and settlement window determine the result. The gross record does not determine tax treatment.
Explore this industry
Frame for Exchanges & digital assets See the cash-side evidence example
Connect the trade to its cash payment.
An asset and its cash payment may use separate endpoints. Your team needs to connect the obligations and understand what each reported result means.
Your team's task
Define the asset side, cash side, release conditions and execution providers.
With Frame
Scope a governed workflow connecting the paired obligations, policy decisions and results. Your venue and connected providers execute.
What we can explore
Map one asset and cash workflow: who executes each leg, which conditions apply and what a counterparty could check.
Evidence your team can use
Talk to us The paired asset and cash obligations, governing decisions and reported results within the agreed scope.
Execution and finality depend on the configured venue and connected providers. Settlement evidence is distinct from proof of solvency or reserve coverage.
Explore this industry
Frame for Market infrastructure See the cash-side example
Move the cash as fast as the asset.
Collateral, securities and fund shares now move in seconds on digital platforms. The cash still moves on a separate platform hours or days later, and every participant funds the gap.
Your team's task
Identify the asset platform, the cash side, the participants and the collateral you want to free up.
With Frame
Connect a tokenized deposit, a regulated payment token or a fiat payment as the cash side. Each participant checks its own policy under its own keys and keeps its own books.
What we can explore
Map one collateral or fund workflow: where the cash waits today, who funds the gap and what a participant would check.
Evidence your team can use
Talk to us The paired asset and cash obligations, the policy each participant applied and the reported results.
Both-or-neither delivery applies where the asset and cash share a configured venue. Frame does not replace your depository, custody or trading platforms.
Explore this industryThe people behind Frame
Built by people
who know the stakes.
Experience across banking, payments, digital assets and compliance. A team that understands the responsibility of introducing something new into systems people depend on.
WHY WE BUILT FRAME
Moving into digital finance should build on the systems you already trust. Hear why our founders built Frame to bring the two together.
Talk to usYOUR NEXT MOVE
Your next move.
Let’s talk.
Tell us what you want to achieve. We’ll discuss how Frame could connect your cash and free up collateral with the systems you already use.
Your enquiry
What happens next
The Frame team will review your enquiry and get in touch to understand your priorities and discuss a practical next step.
Tell us what you’re working on.
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ENQUIRY RECEIVEDThank you.
Thank you.
Let’s talk.
Your enquiry has been submitted. The team will get back to you using the email you provided.
Explore the use casesHaving trouble? Email Frame at [email protected]